Monkey Bank (BTD6): Difference between revisions
Qwertyxp2000 (talk | contribs) I have some questions with answering specifics of the Bank's mechanics, and especially with no popology for Bank this is giving me the question marks on my head. Bwiki has some info, but I would rather take my time to think of the results from scratch instead of trying to reassemble frankensteined nonsense. (Oh and btw, is 35.0 or so documented to have a "changed Bank formula" of some sort? I swear there is something like that, as documented in bwiki, despite my contradictions...) |
Qwertyxp2000 (talk | contribs) clarified the whole base cash production thing, the $180 income per round is misleading when 259/1.15 does not equal 180, but rather is approx 225 (likewise add about 50 per path 1 upgrade) when no mvb mk. ideally this should make sense now. And I think it's "equal-valued cash packets divded from its base cash generation" as the mechanic of how it makes income during the round |
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'''Monkey Bank''', also known as '''Bank''', is the [[Banana Farm (BTD6)|Banana Farm]]'s path 2 tier 3 [[upgrade]] in ''[[Bloons TD 6]]''. Instead of producing bananas to collect, during rounds the Monkey Bank adds cash to an internal balance which not directly available for use, but can be withdrawn at any time. During a round, it generates cash packets | '''Monkey Bank''', also known as '''Bank''', is the [[Banana Farm (BTD6)|Banana Farm]]'s path 2 tier 3 [[upgrade]] in ''[[Bloons TD 6]]''. Instead of producing bananas to collect, during rounds the Monkey Bank adds cash to an internal balance which not directly available for use, but can be withdrawn at any time. During a round, it generates equal-valued cash packets divided from its base cash generation. After a round ends, the Monkey Bank increases its balance by 15% in interest. The Monkey Bank has a maximum balance of $7,000 ($9,500 with {{BTD6 mk|Bigger Banks}}), and when the Monkey Bank is full it will no longer produce any cash in any way until the balance is withdrawn. | ||
The Monkey Bank increases the Banana Farm's base cash production during the round to $180 per round (affected by {{BTD6 mk|More Valuable Bananas}}), which is increased further by [[Increased Production (BTD6)|Increased Production]] and [[Greater Production (BTD6)|Greater Production]]. With [[Valuable Bananas (BTD6)|Valuable Bananas]] affecting that cash production, the actual cash generation is actually a total of $225 per round (+$50 per Path 1 upgrade), or with {{BTD6 mk|More Valuable Bananas}} it's a total of $234 per round (+$52 per Path 1 upgrade). | |||
If crosspathed with [[EZ Collect]], the Bank will visually glow when full, which reminds the player to collect its cash. If crosspathed with [[Banana Salvage (BTD6)|Banana Salvage]], the Bank autocollects itself at the end of the round when full.<!--only end of round, yes it can still glow in the middle of the round if it tries to add another cash packet while full or goes to full--> | If crosspathed with [[EZ Collect]], the Bank will visually glow when full, which reminds the player to collect its cash. If crosspathed with [[Banana Salvage (BTD6)|Banana Salvage]], the Bank autocollects itself at the end of the round when full.<!--only end of round, yes it can still glow in the middle of the round if it tries to add another cash packet while full or goes to full--> | ||
Revision as of 11:53, 14 September 2025
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This article is in need of research. You can help out by editing this article or discussing your findings on the talk page. The editor who added this notice elaborates: How many "cash packets" does the Bank produce per round, and how exactly does Path 1 crosspathing affect the Bank (besides "makes more money")? |
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All money generated by this farm is now stored in the bank and earns 15% interest each round. | ||
| Tower | Path | Tier | |
|---|---|---|---|
| Banana Farm | 2 | 3 | |
| XP cost | 3,500 | ||
|---|---|---|---|
| Cash cost | $3,100 — Easy $3,650 — Medium $3,940 — Hard $4,380 — Impoppable | ||
Monkey Bank, also known as Bank, is the Banana Farm's path 2 tier 3 upgrade in Bloons TD 6. Instead of producing bananas to collect, during rounds the Monkey Bank adds cash to an internal balance which not directly available for use, but can be withdrawn at any time. During a round, it generates equal-valued cash packets divided from its base cash generation. After a round ends, the Monkey Bank increases its balance by 15% in interest. The Monkey Bank has a maximum balance of $7,000 ($9,500 with 
Bigger Banks), and when the Monkey Bank is full it will no longer produce any cash in any way until the balance is withdrawn.
The Monkey Bank increases the Banana Farm's base cash production during the round to $180 per round (affected by 
More Valuable Bananas), which is increased further by Increased Production and Greater Production. With Valuable Bananas affecting that cash production, the actual cash generation is actually a total of $225 per round (+$50 per Path 1 upgrade), or with More Valuable Bananas it's a total of $234 per round (+$52 per Path 1 upgrade).
If crosspathed with EZ Collect, the Bank will visually glow when full, which reminds the player to collect its cash. If crosspathed with Banana Salvage, the Bank autocollects itself at the end of the round when full.
Cash production
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Cash production in Half Cash
In Half Cash, the Monkey Bank's cash production is halved as normal, but its interest is unchanged. Because the Monkey Bank's growth is non-linear, it produces more than half as much cash overall after the first round. Lua error in Module:BTD6_bank_income at line 24: attempt to perform arithmetic on local 'multiplier' (a nil value). Lua error in Module:BTD6_bank_income at line 24: attempt to perform arithmetic on local 'multiplier' (a nil value). Lua error in Module:BTD6_bank_income at line 24: attempt to perform arithmetic on local 'multiplier' (a nil value). Lua error in Module:BTD6_bank_income at line 24: attempt to perform arithmetic on local 'multiplier' (a nil value). Lua error in Module:BTD6_bank_income at line 24: attempt to perform arithmetic on local 'multiplier' (a nil value). Lua error in Module:BTD6_bank_income at line 24: attempt to perform arithmetic on local 'multiplier' (a nil value).
Costs and sell values
| Tiers | Total cost | Sell value | ||||||
|---|---|---|---|---|---|---|---|---|
| Easy | Medium | Hard | Impoppable | Easy | Medium | Hard | Impoppable | |
| 0-3-0 | $5,095 | $6,000 | $6,480 | $7,200 | $3,567 | $4,200 | $4,536 | $5,040 |
| 1-3-0 | $5,520 | $6,500 | $7,020 | $7,800 | $3,864 | $4,550 | $4,914 | $5,460 |
| 2-3-0 | $6,030 | $7,100 | $7,670 | $8,520 | $4,221 | $4,970 | $5,369 | $5,964 |
| 0-3-1 | $5,305 | $6,250 | $6,750 | $7,500 | $3,714 | $4,375 | $4,725 | $5,250 |
| 0-3-2 | $5,645 | $6,650 | $7,180 | $7,980 | $3,952 | $4,655 | $5,026 | $5,586 |
Strategy
Monkey Bank is a great farming option if allowed to build interest, and collected when at full or almost full capacity. Under those conditions, it earns much more money than similarly priced farms such as Marketplace and Banana Plantation. To be used optimally, players should keep an eye on their Monkey Banks' balances and remember to withdraw when it's time. The Monkey Bank with Greater Production is greatly improved by Bigger Banks and More Valuable Bananas. With those Monkey Knowledge upgrades, it generates $9,465 per 11 rounds or about $860 per round on average, over double that of Marketplace.
However, it becomes a poor option if constantly collected too early (not building up much interest), or too late (wasting time while the balance is full). Another downside is that the cash it produces is locked in its balance until withdrawn, as opposed to other farms which let you use the cash right away. This can be a hindrance if the money is urgently needed.
Greater Production is almost always preferred, as it lets the Monkey Bank generate more money. The Banana Salvage upgrade loses out on cash, but will make the Monkey Bank automatically withdraw its balance after it is full; this may be appealing to particularly hands-off players, while still generating more cash on average than a Marketplace.
Update history
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Upgrade cost increased ― $2,800 → $3,200
- Upgrade cost increased ― $3,200 → $3,300
- Capacity reduced ― $10,000 → $7,000
- Note: IMF Loan and Monkey-Nomics capacity is unaffected
- Cash produced per round reduced by $10
Description changed ― "Generates money each round and stores it in the bank. Earns 15% interest each round." → "All money generated by this farm is now stored in the bank and earns 15% interest each round."
- Repositioned the collection buttons
| “ | Monkey Bank is just too stonks even without Benjamin. This nerf shouldn’t hurt it too much, but will make it snowball a little bit slower and balance with the other paths better. — Update notes |
” |
- Upgrade cost increased ― $3,300 → $3,500
| “ | Banana Farm’s xx2 upgrade is the inferior crosspath, so we’ve amped up the utility with the lazy aspect so that if it’s going to be inferior for production, it’s at least going to be extra lazy & less far behind. — Update notes |
” |
- Resolved an issue where fractional cash amounts could sometimes round up instead of down (bug fix)
- 0-3-2
Now autocollects at the end of the round with no delay if capacity is full
| “ | Bank is a little too much more efficient than any other Banana Farm option, this price nerf should leave it so it really somewhat still is but not so far ahead. — Update notes |
” |
- Upgrade cost increased ― $3,500 → $3,800
| “ | For sake of consistency we want Monkey Bank to increase in cash generation when used with sources that externally buff generation so everything works as expected — Update notes |
” |
- Now increases in cash generation with external buffs
- Income generation now works with More Valuable Bananas monkey knowledge (undocumented)
| “ | The current power of xx5 Village combined with previous nerfs to Middle Farm have it currently feeling underappreciated for farm profits, some slight price adjustment. — Update notes |
” |
- Upgrade cost reduced ― $3,800 → $3,650
- Glow indicator of full banks works without 0-X-1 crosspath (bug)
- No longer glows when full without the X-X-1 EZ Collect crosspath (bug fix)
Gallery
Screenshots
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Monkey Bank with no crosspath -
Monkey Bank with 130 crosspath -
Monkey Bank with 230 crosspath -
Monkey Bank with 031 crosspath -
Monkey Bank with 032 crosspath
Assets
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Portrait -
Upgrade icon -
Insta Monkey icon
In other languages
| Language | Name / Description | Notes | |
|---|---|---|---|
| Arabic | بنك القرود يتم الآن تخزين جميع الأموال الناتجة عن هذه المزرعة في البنك وتحصيل فائدة 15٪ في كل جولة. |
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| Danish | Abebank Alle penge genereret af farmen puttes i banken og tjener 15% i rente i hver runde. |
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| German | Affenbank Sämtliches von dieser Farm generierte Geld wird jetzt in der Bank gelagert und in jeder Runde mit 15 % verzinst. |
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| Spanish | Banco moneril Todo el dinero generado por este platanal ahora se guarda en el banco y gana un 15 % de interés en cada ronda. |
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| Spanish (LA) | Banco moneril Todo el dinero generado por este platanal ahora se guarda en el banco y gana un 15 % de interés en cada ronda. |
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| Finnish | Apinapankki Kaikki tämän farmin tuottamat rahat talletetaan pankkiin, ja ne saavat 15 % korkoa kullakin kierroksella. |
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| French | Banque simiesque Tout l'argent généré par cette bananeraie est désormais placé dans la banque et génère 15 % d'intérêts à chaque manche. |
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| Italian | Banca In ogni round genera denaro e lo deposita in banca con un interesse del 15% per round. |
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| Japanese | モンキー銀行 この農場が生成した全てのお金がバンクで保管されるようになり、ラウンドごとに15%の利子を得る。 |
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| Korean | 원숭이 은행 라운드마다 머니를 생산하며 은행에 저장합니다. 라운드마다 15%의 이자를 법니다. |
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| Dutch | Apenbank Al het geld dat deze boerderij genereert wordt nu op de bank gezet en levert elke ronde 15% rente op. |
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| Norwegian | Apebank Alle penger generert av gården er nå lagret i banken og gir 15 % rente hver runde. |
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| Polish | Małpi bank Cała gotówka generowana przez tę farmę jest teraz przechowywana w banku i zyskuje 15% odsetek co każdą rundę. |
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| Portuguese (Brazil) | Banco Macaco Todo o dinheiro gerado por esta fazenda agora é armazenado no banco e rende 15% de juros a cada rodada. |
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| Russian | Обезьяний банк Все деньги, производимые данной фермой, хранятся в банке и приносят 15% прибыли. |
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| Swedish | Apbanken Alla pengar som genereras av denna plantage sparas nu i banken och ger en ränta på 15 % varje runda. |
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| Thai | ธนาคารลิง เงินทั้งหมดที่ฟาร์มนี้สร้างจะถูกเก็บในธนาคาร และได้รับดอกเบี้ย 15% ในแต่ละรอบ |
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| Turkish | Maymun Bankası Bu çiftlik tarafından oluşturulan tüm para artık bankada saklanır ve her turda %15 faiz kazanır. |
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| Chinese (simplified) | 猴子银行 该农场生成的所有钱现在都被存储在银行中，每回合可获得15%的利息。 |
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| Chinese (traditional) | 猴子銀行 農場生產的所有金錢現在都存儲到銀行，每一回合賺取15%的利息。 |
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| This list was last updated for: version 43.1 | |||
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