Banana Investments Advisory (BMC): Difference between revisions

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I think this is right for bia too
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'''Banana Investments Advisory''' is the [[Banana Farm (BMC)|Banana Farm]]'s path 2 tier 4 [[upgrade]] in ''[[Bloons Monkey City]]''. In the {{multiplat version|Bloons Monkey City}}, it increases its cash generation to 100 packets of $10 per round, increases its interest from 10% per round to 20%, and increases its capacity from $5,000 to $20,000. In the {{flash version|Bloons Monkey City}}, it increases its cash generation to 50 packets of $30 per round and increases its capacity from $7,500 to $30,000. [[Crosspath]]ing with [[More Bananas (BMC)|More Bananas]] increases the number of cash packets generated per round from 100 to 104 (50 to 52 in the Flash version), and [[Banana Plantation (BMC)|Banana Plantation]] further increases it from 104 to 118 (52 to 59 in the Flash version).
'''Banana Investments Advisory''' is the [[Banana Farm (BMC)|Banana Farm]]'s path 2 tier 4 [[upgrade]] in ''[[Bloons Monkey City]]''. In the {{multiplat version|Bloons Monkey City}}, it increases its cash generation to 100 packets of $10 per round, increases its interest from 10% per round to 20%, and increases its capacity from $5,000 to $20,000. In the {{flash version|Bloons Monkey City}}, it increases its cash generation to 50 packets of $30 per round and increases its capacity from $7,500 to $30,000. [[Crosspath]]ing with [[More Bananas (BMC)|More Bananas]] increases the number of cash packets generated per round from 100 to 104 (50 to 52 in the Flash version), and [[Banana Plantation (BMC)|Banana Plantation]] further increases it from 104 to 118 (52 to 59 in the Flash version).
With [[Monkey Knowledge (BMC)|Monkey Knowledge]] on Banana Farm, the BIA provides additional benefits:
*'''Ranks 4, 9, and 14''': Interest in its bank account increases by 2% from the original amount (22%, 24%, 26%)
*'''Ranks 5, 10, and 15''': With at least one Monkey Bank or above, the current cash stored at the end of the round is increased by 2%, 4%, or 6%.


==Cash generation==
==Cash generation==

Revision as of 12:40, 7 July 2026

Banana Investments Advisory
Portrait of Banana Investments Advisory
Icon of Banana Investments Advisory20% interest each round instead of 10% and storage for $20,000.
Portrait of Banana Investments Advisory
Icon of Banana Investments AdvisoryThe investments advisory generates $1500 each round and earns 20% interest on uncollected funds. Withdraw the cash at any time, can hold up to $30,000.
Tower Banana Farm — Path 2 — Tier 4
Cash cost $5,500
Research
Requirements City Level 20
Monkey Bank built
Cost City Cash 60,000 (Multiplatform version)
City Cash 60,000 Bloonstones 50 (Flash version)
Time 4 days
XP given Experience 2,000

Banana Investments Advisory is the Banana Farm's path 2 tier 4 upgrade in Bloons Monkey City. In the multiplatform version, it increases its cash generation to 100 packets of $10 per round, increases its interest from 10% per round to 20%, and increases its capacity from $5,000 to $20,000. In the Flash version, it increases its cash generation to 50 packets of $30 per round and increases its capacity from $7,500 to $30,000. Crosspathing with More Bananas increases the number of cash packets generated per round from 100 to 104 (50 to 52 in the Flash version), and Banana Plantation further increases it from 104 to 118 (52 to 59 in the Flash version).

With Monkey Knowledge on Banana Farm, the BIA provides additional benefits:

  • Ranks 4, 9, and 14: Interest in its bank account increases by 2% from the original amount (22%, 24%, 26%)
  • Ranks 5, 10, and 15: With at least one Monkey Bank or above, the current cash stored at the end of the round is increased by 2%, 4%, or 6%.

Cash generation

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The editor who added this notice elaborates: Needs cash generation table

Costs and sell values

Note: this list does not factor in Monkey Knowledge or other discounts.
Tiers Mobile version Flash version
Cost Sell value Cost Sell value
0-4 $15,200 $12,160 $15,200 $12,160
1-4 $15,500 $12,400 $15,500 $12,400
2-4 $16,900 $13,520 $16,900 $13,520

Strategy

Due to the lowered amount of rounds compared to Bloons TD 5, the BIA's slow reinvestment speed and high cumulative costs makes it not worth the purchase. With Rank 5+ Monkey Knowledge, this upgrade is redundant, as the interest on the cash on hand is immediately added to the cash total, not placed into the bank as interest. The money invested into BIA is better spent into Banana Research Facilities instead.

Trivia

  • This is the only tier 4 upgrade that does not require a Special Building to be built. Internally, it requires a Monkey Bank building to be built, but it is impossible to not have this building since the player always starts with one and the last Monkey Bank cannot be destroyed.