Monkey Bank (BTD6)

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'''Monkey Bank''', also known as '''Bank''', is the [[Banana Farm (BTD6)|Banana Farm]]'s path 2 tier 3 [[upgrade]] in ''[[Bloons TD 6]]''. Instead of producing bananas to collect, during rounds the Monkey Bank adds cash to an internal balance which not directly available for use, but can be withdrawn at any time. During a round, it generates equal-valued cash packets divided from its base income generation. After a round ends, the Monkey Bank increases its balance by 15% in interest. The Monkey Bank has a maximum balance of $7,000 ($9,500 with {{BTD6 mk|Bigger Banks}}), and when the Monkey Bank is full it will no longer produce any cash in any way until the balance is withdrawn.

'''Monkey Bank''', also known as '''Bank''', is the [[Banana Farm (BTD6)|Banana Farm]]'s path 2 tier 3 [[upgrade]] in ''[[Bloons TD 6]]''. Instead of producing bananas to collect, during rounds the Monkey Bank adds cash to an internal balance, which not directly available for use but can be withdrawn at any time. During a round, it generates equal-valued cash packets divided from its base income generation. After a round ends, the Monkey Bank increases its balance by 15% in interest. The Monkey Bank has a maximum balance of $7,000 ($9,500 with {{BTD6 mk|Bigger Banks}}), and when the Monkey Bank is full it will no longer produce any cash in any way until the balance is withdrawn.

The Monkey Bank's base income generation during the round is $180 per round, affected by its own [[Valuable Bananas (BTD6)|Valuable Bananas]] upgrade and the {{BTD6 mk|More Valuable Bananas}} MK, which is increased further by [[Increased Production (BTD6)|Increased Production]] and [[Greater Production (BTD6)|Greater Production]]. The actual cash generation without {{BTD6 mk|More Valuable Bananas}} is, before end-of-round interest, a total of $225 per round (+$50 per Path 1 upgrade), increased to a total of $234 per round (+$52 per Path 1 upgrade) with it.

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== Strategy ==

Monkey Bank is a great farming option if allowed to build interest, and collected when at full or almost full capacity. Under those conditions, it earns much more money than similarly priced farms such as [[Marketplace (BTD6)|Marketplace]] and [[Banana Plantation (BTD6)|Banana Plantation]]. To be used optimally, players should keep an eye on their Monkey Banks' balances and remember to withdraw when it's time. The Monkey Bank with [[Greater Production (BTD6)|Greater Production]] is greatly improved by {{BTD6 mk|Bigger Banks}} and {{BTD6 mk|More Valuable Bananas}}. With those [[Monkey Knowledge (BTD6)|Monkey Knowledge]] upgrades, it generates $9,465 per 11 rounds or about $860 per round on average, over double that of Marketplace.

Monkey Bank is a great farming option if allowed to build interest, and collected when at full or almost full capacity. Under those conditions, it earns much more money than similarly priced farms such as [[Marketplace (BTD6)|Marketplace]] and [[Banana Plantation (BTD6)|Banana Plantation]]. To be used optimally, players should keep an eye on their Monkey Banks' balances and remember to withdraw when it's time. The Monkey Bank with [[Greater Production (BTD6)|Greater Production]] is greatly improved by {{BTD6 mk|Bigger Banks}} and {{BTD6 mk|More Valuable Bananas}}. With those [[Monkey Knowledge (BTD6)|Monkey Knowledge]] upgrades, the 2-3-0 crosspath generates $9,465 per 11 rounds or about $860 per round on average, over double that of Marketplace.

However, it becomes a poor option if constantly collected too early (not building up much interest), or too late (wasting time while the balance is full). Another downside is that the cash it produces is locked in its balance until withdrawn, as opposed to other farms which let you use the cash right away~~. This~~ can be a hindrance if the money is urgently needed.

However, Monkey Bank becomes a poor option if constantly collected too early (not building up much interest), or too late (wasting time while the balance is full). Another downside is that the cash it produces is locked in its balance until withdrawn, as opposed to other farms which let you use the cash right away; this can be a hindrance if the money is urgently needed. Synchronizing multiple Banks and their balances can be convenient, but is not cost-efficient when spamming Banks.

[[Greater Production (BTD6)|Greater Production]] is almost always preferred, as it lets the Monkey Bank generate more money. The [[Banana Salvage (BTD6)|Banana Salvage]] upgrade loses out on cash, but will make the Monkey Bank automatically withdraw its balance after it is full; this may be appealing to particularly hands-off players, while still generating more cash on average than a Marketplace.

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-'''Monkey Bank''', also known as '''Bank''', is the [[Banana Farm (BTD6)|Banana Farm]]'s path 2 tier 3 [[upgrade]] in ''[[Bloons TD 6]]''. Instead of producing bananas to collect, during rounds the Monkey Bank adds cash to an internal balance which not directly available for use, but can be withdrawn at any time. During a round, it generates equal-valued cash packets divided from its base income generation. After a round ends, the Monkey Bank increases its balance by 15% in interest. The Monkey Bank has a maximum balance of $7,000 ($9,500 with {{BTD6 mk|Bigger Banks}}), and when the Monkey Bank is full it will no longer produce any cash in any way until the balance is withdrawn.
+'''Monkey Bank''', also known as '''Bank''', is the [[Banana Farm (BTD6)|Banana Farm]]'s path 2 tier 3 [[upgrade]] in ''[[Bloons TD 6]]''. Instead of producing bananas to collect, during rounds the Monkey Bank adds cash to an internal balance, which not directly available for use but can be withdrawn at any time. During a round, it generates equal-valued cash packets divided from its base income generation. After a round ends, the Monkey Bank increases its balance by 15% in interest. The Monkey Bank has a maximum balance of $7,000 ($9,500 with {{BTD6 mk|Bigger Banks}}), and when the Monkey Bank is full it will no longer produce any cash in any way until the balance is withdrawn.
 The Monkey Bank's base income generation during the round is $180 per round, affected by its own [[Valuable Bananas (BTD6)|Valuable Bananas]] upgrade and the {{BTD6 mk|More Valuable Bananas}} MK, which is increased further by [[Increased Production (BTD6)|Increased Production]] and [[Greater Production (BTD6)|Greater Production]]. The actual cash generation without {{BTD6 mk|More Valuable Bananas}} is, before end-of-round interest, a total of $225 per round (+$50 per Path 1 upgrade), increased to a total of $234 per round (+$52 per Path 1 upgrade) with it.<!--the mk, unless it's too confusing for pronoun inheritance...-->
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 == Strategy ==
-{{BTD6 last updated|section=y|50.0}}
+{{BTD6 last updated|section=y|50.2}}
-Monkey Bank is a great farming option if allowed to build interest, and collected when at full or almost full capacity. Under those conditions, it earns much more money than similarly priced farms such as [[Marketplace (BTD6)|Marketplace]] and [[Banana Plantation (BTD6)|Banana Plantation]]. To be used optimally, players should keep an eye on their Monkey Banks' balances and remember to withdraw when it's time. The Monkey Bank with [[Greater Production (BTD6)|Greater Production]] is greatly improved by {{BTD6 mk|Bigger Banks}} and {{BTD6 mk|More Valuable Bananas}}. With those [[Monkey Knowledge (BTD6)|Monkey Knowledge]] upgrades, it generates $9,465 per 11 rounds or about $860 per round on average, over double that of Marketplace.
+Monkey Bank is a great farming option if allowed to build interest, and collected when at full or almost full capacity. Under those conditions, it earns much more money than similarly priced farms such as [[Marketplace (BTD6)|Marketplace]] and [[Banana Plantation (BTD6)|Banana Plantation]]. To be used optimally, players should keep an eye on their Monkey Banks' balances and remember to withdraw when it's time. The Monkey Bank with [[Greater Production (BTD6)|Greater Production]] is greatly improved by {{BTD6 mk|Bigger Banks}} and {{BTD6 mk|More Valuable Bananas}}. With those [[Monkey Knowledge (BTD6)|Monkey Knowledge]] upgrades, the 2-3-0 crosspath generates $9,465 per 11 rounds or about $860 per round on average, over double that of Marketplace.
-However, it becomes a poor option if constantly collected too early (not building up much interest), or too late (wasting time while the balance is full). Another downside is that the cash it produces is locked in its balance until withdrawn, as opposed to other farms which let you use the cash right away. This can be a hindrance if the money is urgently needed.
+However, Monkey Bank becomes a poor option if constantly collected too early (not building up much interest), or too late (wasting time while the balance is full). Another downside is that the cash it produces is locked in its balance until withdrawn, as opposed to other farms which let you use the cash right away; this can be a hindrance if the money is urgently needed. Synchronizing multiple Banks and their balances can be convenient, but is not cost-efficient when spamming Banks.
 [[Greater Production (BTD6)|Greater Production]] is almost always preferred, as it lets the Monkey Bank generate more money. The [[Banana Salvage (BTD6)|Banana Salvage]] upgrade loses out on cash, but will make the Monkey Bank automatically withdraw its balance after it is full; this may be appealing to particularly hands-off players, while still generating more cash on average than a Marketplace.

Monkey Bank (BTD6): Difference between revisions