Cuddly Bear
Adds a snuggle-generated activated ability for all subsequent games that adds 20 lives.
Source ZZZZOMG
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The editor who added this notice elaborates: Cooldown of the ability?

The Cuddly Bear is a Special Item in the Flash version of Bloons Monkey City. It provides an Activated Ability that grants 20 lives, and can only be used once per round.

These lives are converted to City Cash at the end of the game, just like the player's starting lives.