IMF Loan (BTD6): Difference between revisions

Qwertyxp2000 (talk | contribs)
Strategy: a note about the 240 crosspath with deposits, you use 240 with the farming curve, but if youre only ever using bankdepo benefit then you shouldn't crosspath it
the reason i made this a template was so it could display the income with this upgrade as well
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|xp    =20000
|xp    =20000
}}
}}
'''IMF Loan''', also known as '''IMF''', is the [[Banana Farm (BTD6)|Banana Farm]]'s path 2 tier 4 [[upgrade]] in ''[[Bloons TD 6]]''. It increases the bank capacity from $7,000 to $10,000 ($12,500 with {{BTD6 mk|Bigger Banks}}), and grants the IMF Loan ability. When this ability is activated, it grants $9,000 ($10,000 with {{BTD6 mk|Backroom Deals}}), and an equal amount of [[#Debt|debt]]. The ability has an 85-second cooldown, has a full initial cooldown, has a limit of 2 uses per round, is disabled if the round lasts longer than 3 minutes, and cannot be used between rounds. Additionally, it cannot be activated if the corresponding IMF Loan has outstanding debt. The amount of money granted by the ability cannot be increased.
'''IMF Loan''' is the [[Banana Farm (BTD6)|Banana Farm]]'s path 2 tier 4 [[upgrade]] in ''[[Bloons TD 6]]''. It increases its bank capacity from $7,000 to $10,000 ($12,500 with {{BTD6 mk|Bigger Banks}}), and grants the IMF Loan [[Activated Ability]]. This ability grants the player $9,000 ($10,000 with {{BTD6 mk|Backroom Deals}}), and an equal amount of [[#Debt|debt]]. The ability has an 85-second cooldown, has a full initial cooldown, has a limit of 2 uses per round, is disabled if the round lasts longer than 3 minutes, and cannot be used between rounds. Additionally, it cannot be activated while the corresponding IMF Loan has outstanding debt. The amount of money granted by the ability cannot be increased.


With {{BTD6 mk|Bank Deposits}}, cash may be deposited into the IMF Loan to gain interest on it. Deposited cash only begins to accrue interest after being in the IMF Loan for 2 rounds, unlike normally generated cash which accrues interest after 1 round.
With {{BTD6 mk|Bank Deposits}}, cash may be deposited into the IMF Loan to gain interest on it. Deposited cash only begins to accrue interest after being in the IMF Loan for 2 rounds, unlike normally generated cash which accrues interest after 1 round.
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If the player earns more than enough money in one instance to fully pay back their oldest loan, any additional cash will not be used to pay off subsequent loans. For example, if a player has $10 debt from one IMF Loan and $10,000 from another, and they sell a tower which grants them $1,000, only $10 from that money will go towards paying off debt and the other $990 will be available for use immediately. The second IMF Loan will remain at $10,000 debt until more cash is earned.
If the player earns more than enough money in one instance to fully pay back their oldest loan, any additional cash will not be used to pay off subsequent loans. For example, if a player has $10 debt from one IMF Loan and $10,000 from another, and they sell a tower which grants them $1,000, only $10 from that money will go towards paying off debt and the other $990 will be available for use immediately. The second IMF Loan will remain at $10,000 debt until more cash is earned.
==Cash production==
{{BTD6 bank income
|label=No buffs
|030=180
|130=220
|230=260
|capacity=10000
|multiplier=1.25
}}
{{BTD6 bank income
|label=Bank Hack (levels 5-8)
|030=180
|130=220
|230=260
|capacity=10000
|multiplier=1.3
}}
{{BTD6 bank income
|label=Bank Hack (levels 9+)
|030=180
|130=220
|230=260
|capacity=10000
|multiplier=1.37
}}
{{BTD6 bank income
|label=Monkey City
|030=180
|130=220
|230=260
|capacity=10000
|multiplier=1.45
}}
{{BTD6 bank income
|label=Monkey City + Bank Hack (levels 5-8)
|030=180
|130=220
|230=260
|capacity=10000
|multiplier=1.5
}}
{{BTD6 bank income
|label=Monkey City + Bank Hack (levels 9+)
|030=180
|130=220
|230=260
|capacity=10000
|multiplier=1.62
}}
===In Half Cash===
In [[Half Cash]], IMF Loan's cash production is halved as normal, but its interest is unchanged. Because IMF Loan's growth is non-linear, it produces more than half as much cash overall after the first round.
{{BTD6 bank income
|label=No buffs
|030=90
|130=110
|230=130
|capacity=10000
|multiplier=1.25
}}
{{BTD6 bank income
|label=Bank Hack (levels 5-8)
|030=90
|130=110
|230=130
|capacity=10000
|multiplier=1.3
}}
{{BTD6 bank income
|label=Bank Hack (levels 9+)
|030=90
|130=110
|230=130
|capacity=10000
|multiplier=1.37
}}
{{BTD6 bank income
|label=Monkey City
|030=90
|130=110
|230=130
|capacity=10000
|multiplier=1.45
}}
{{BTD6 bank income
|label=Monkey City + Bank Hack (levels 5-8)
|030=90
|130=110
|230=130
|capacity=10000
|multiplier=1.5
}}
{{BTD6 bank income
|label=Monkey City + Bank Hack (levels 9+)
|030=90
|130=110
|230=130
|capacity=10000
|multiplier=1.62
}}


==Costs and sell values==
==Costs and sell values==