Banana Investments Advisory (BTD5)

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Banana Investments Advisory
Icon of Banana Investments Advisory20% interest each round instead of 10% and storage for $20,000.
Icon of Banana Investments AdvisoryThe investments advisory generates $1000 each round and earns 20% interest on uncollected funds. Withdraw the cash at any time, can hold up to $20,000.
Tower Banana Farm — Path 2 — Tier 4
Total XP to unlock 94,875 (Multiplatform version)
63,250 (Flash version)
Cost $4,675 — Easy
$5,500 — Medium
$5,940 — Hard
$6,600 — Impoppable

Banana Investments Advisory (Banana Investments in the console version) is the Banana Farm's path 2 tier 4 upgrade in Bloons TD 5. It increases the Monkey Bank's cash generation to 100 packets of $10 per round (50 packets of $20 per round in the Flash version and Deluxe), increases its interest from 10% per round to 20%, and increases its capacity from $5,000 to $20,000. Crosspathing with More Bananas increases the number of cash packets generated per round from 100 to 104 (50 to 52 in the Flash version and Deluxe), and Banana Plantation further increases it from 104 to 118 (52 to 59 in the Flash version and Deluxe).

Cash production

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Rounds 0-4 1-4 2-4
1 $1200 $1248 $1416
2 $2640 $2746 $3115
3 $4368 $4543 $5154
4 $6442 $6699 $7601
5 $8930 $9287 $10537
6 $11916 $12393 $14061
7 $15499 $16119 $18289
8 $19799 $20000 $20000
9 $20000 $20000 $20000

Stats

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Costs and sell values

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Note: this list does not factor in Specialty Buildings or other discounts.
Tiers Easy Medium Hard Impoppable
0-4 $12,920 ($10,336) $15,200 ($12,160) $16,420 ($13,136) $18,240 ($14,592)
1-4 $13,175 ($10,540) $15,500 ($12,400) $16,745 ($13,396) $18,600 ($14,880)
2-4 $14,365 ($11,492) $16,900 ($13,520) $18,260 ($14,608) $20,280 ($16,224)
Sell values are in parentheses.

Strategy

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The BIA serves as an alternative to the Banana Research Facility, and offers a greater payout with minimal investment compared to the BRFs higher reinvestment speed. When using at most 3 BIAs, it becomes more profitable compared to two BRFs, and thus can jumpstart late game farms faster, or become the sole farms necessary if the player does not wish to enter Freeplay. However, any additional BIAs do not scale well due to the lack of reinvestment speed, and the player should opt to use BRFs afterward.

To optimally get the first BIA, use 4 Banana Plantations and a single More Bananas farm, then save up $4800 to be able to sell all farms into a single 1-4.

Plan withdrawls on key choke rounds (like 49, 63, and 77) to minimize death while using. A 0-4 BIA should be withdrawn every 8 rounds, while a 2-4 can be withdrawn in 7. With the shorter cycle of a BIA with plantation, it can be upgraded/withdrawn from on a multiple of 7 and it will be collected before all listed choke rounds.

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In other languages

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Language Name / description Notes
Arabic ﺯﻮﻤﻟا ﺕاﺭﺎﻤﺜﺘﺳا ﻱﺭﺎﺸﺘﺳا
20% 10 ﻦﻣ ًﻻﺪﺑ ﺔﻟﻮﺟ ﻞﻛ ﻲﻓ ﺓﺪﺋﺎﻓ% ﺭﻻﻭﺩ 20,000 ﻦﻳﺰﺨﺗﻭ.
Danish Vejledende Bananinvestering
20% rente i hver runde i stedet for 10% og opbevaring for $20.000.
German Bananen- Investitionsratgeber
20 statt 10% Zinsen pro Runde und bis zu 20.000 $ Anlage.
Spanish Asesoría de inversiones plataneras
20% de interés en cada ronda en vez del 10% y una capacidad de depósito de 20 000 $.
Finnish Banaani-inv.konsultti
20% korkoa joka kierroksella 10% sijaan ja $20 000 varasto.
French Conseil en investissements bananiers
20 % d’intérêt à chaque tour au lieu de 10 % et stockage pour 20 000 $.
Italian Consulenza investimenti banane
20% di interesse per ciascun round invece del 10% e deposito per $20.000.
Japanese バナナ投資信託
ラウンドごとの利息が10%でなく20%に、そして保管が$20000になる。
Korean 바나나 투자 자문
라운드마다 10%가 아닌 20%의 이자와 $20,000 저장.
Norwegian Bananinvesteringsrådgivning
20 % interesse hver runde i stedet for 10 %, samt lagring for $20 000.
Portuguese (Brazil) Consultoria de Investimentos Bananísticos
20% de rendimento a cada turno em vez de 10% e acumula até $20.000.
Russian Совет по инвестированию бананов
20% прибыли за раунд вместо 10%, всего можно накопить $20 000.
Swedish Bananinvesterings\nrådgivning
20 % ränta varje omgång istället för 10 % och plats för 20 000 $.
Turkish Muz Yatırım Danışmanlığı
Her turda %10 yerine %20 faiz ve 20.000 Dolara kadar saklama.
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