Banana Investments Advisory (BMC)

For other uses, see Banana Investments Advisory (disambiguation).

Banana Investments Advisory

MultiplatformFlash

20% interest each round instead of 10% and storage for $20,000.

The investments advisory generates $1500 each round and earns 20% interest on uncollected funds. Withdraw the cash at any time, can hold up to $30,000.

Tower	Banana Farm — Path 2 — Tier 4
Cash cost	$5,500
Research
Requirements	City Level 20 Monkey Bank built
Cost	60,000 (Multiplatform version)  60,000  50 (Flash version)
Time	4 days
XP given	2,000

← Monkey Bank

Banana Investments Advisory is the Banana Farm's path 2 tier 4 upgrade in Bloons Monkey City. In the mobile version, it increases its cash generation to 100 packets of $10 per round, increases its interest from 10% per round to 20%, and increases its capacity from $5,000 to $20,000. In the Flash version, it increases its cash generation to 50 packets of $30 per round and increases its capacity from $7,500 to $30,000. Crosspathing with More Bananas increases the number of cash packets generated per round from 100 to 104 (50 to 52 in the Flash version), and Banana Plantation further increases it from 104 to 118 (52 to 59 in the Flash version).

Costs and sell values

Note: this list does not factor in Monkey Knowledge or other discounts.

Tiers	Mobile version		Flash version
	Cost	Sell value	Cost	Sell value
0-4	$15,200	$12,160	$15,200	$12,160
1-4	$15,500	$12,400	$15,500	$12,400
2-4	$16,900	$13,520	$16,900	$13,520

Strategy

The BIA is simply not worth it due to the lowered round count of tiles compared to Bloons TD 5, making withdrawals much more risky due to lack of reinvestment speed. Even with Monkey Knowledge, there is no point in getting this upgrade, as the interest on the cash on hand is immediately added to the cash total, not placed into the bank as interest. The money invested into BIA is better spent into Banana Research Facilities instead.

Trivia

• This is the only tier 4 upgrade that does not require a Special Building to be built. Internally, it requires a Monkey Bank building to be built, but it is impossible to not have this building since the player always starts with one and the last Monkey Bank cannot be destroyed.