Banana Investments Advisory (BMC)

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Banana Investments Advisory
20% interest each round instead of 10% and storage for $20,000.
The investments advisory generates $1500 each round and earns 20% interest on uncollected funds. Withdraw the cash at any time, can hold up to $30,000.
Tower Path Tier
Banana Farm 2 4
Upgrade cost $5,500
Prerequisites City Level 20
Monkey Bank built
Research cost Flash: 60,000, 50
Mobile: City Cash 60,000
Research time 4 days
XP for researching Experience 2,000

Banana Investments Advisory is the Banana Farm's path 2 tier 4 upgrade in Bloons Monkey City. In the mobile version, it increases its cash generation to 100 packets of $10 per round, increases its interest from 10% per round to 20%, and increases its capacity from $5,000 to $20,000. In the Flash version, it increases its cash generation to 50 packets of $30 per round and increases its capacity from $7,500 to $30,000. Crosspathing with More Bananas increases the number of cash packets generated per round from 100 to 104 (50 to 52 in the Flash version), and Banana Plantation further increases it from 104 to 118 (52 to 59 in the Flash version).

Costs and sell values

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Note: this list does not factor in Monkey Knowledge or other discounts.
Tiers Mobile version Flash version
Cost Sell value Cost Sell value
0-4 $15,200 $12,160 $15,200 $12,160
1-4 $15,500 $12,400 $15,500 $12,400
2-4 $16,900 $13,520 $16,900 $13,520

Strategy

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The BIA is simply not worth it due to the lowered round count of tiles compared to Bloons TD 5, making withdrawals much more risky due to lack of reinvestment speed. Even with Monkey Knowledge, there is no point in getting this upgrade, as the interest on the cash on hand is immediately added to the cash total, not placed into the bank as interest. The money invested into BIA is better spent into Banana Research Facilities instead.

Trivia

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  • This is the only tier 4 upgrade that does not require a Special Building to be built. Internally, it requires a Monkey Bank building to be built, but it is impossible to not have this building since the player always starts with one and the last Monkey Bank cannot be destroyed.
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