IMF Loan (BTD6)

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For the upgrade in Bloons TD Battles 2, see IMF loan (Battles 2).
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IMF Loan
Portrait of IMF Loan
Icon of IMF LoanIMF Loan ability: Gives you $9,000 but you have to pay it back over time.
Tower Banana Farm — Path 2 — Tier 4
XP cost 20,000
Cash cost $6,120 — Easy
$7,200 — Medium
$7,775 — Hard
$8,640 — Impoppable

IMF Loan is the Banana Farm's path 2 tier 4 upgrade in Bloons TD 6.

Costs and sell values

Note: this list does not factor in Monkey Knowledge or other discounts.
Tiers Total cost Sell value
Easy Medium Hard Impoppable Easy Medium Hard Impoppable
0-4-0 $11,215 $13,200 $14,255 $15,840 $7,851 $9,240 $9,979 $11,088
1-4-0 $11,640 $13,700 $14,795 $16,440 $8,148 $9,590 $10,357 $11,508
2-4-0 $12,150 $14,300 $15,445 $17,160 $8,505 $10,010 $10,812 $12,012
0-4-1 $11,425 $13,450 $14,525 $16,140 $7,998 $9,415 $10,168 $11,298
0-4-2 $11,765 $13,850 $14,955 $16,620 $8,236 $9,695 $10,469 $11,634

Update history

For a complete list of Banana Farm changes, see Update history:Banana Farm (BTD6).
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  •   Overall cost increased by $400 (due to cost changes for previous tiers)
  •   Debt no longer disappears after selling the tower and reloading the game (bug fix)
  •   Upgrade cost reduced ― $12,000 → $7,500
    •   Overall cost reduced by $4,400 (due to cost changes for previous tiers)
  •   Ability: Now starts with its full cooldown
  •   Cash produced per round reduced by $10
  •   Upgrading IMF Loan to Monkey-Nomics while the Farm still has debt permanently disables the ability (bug)
  • Repositioned the collection buttons
  •   Overall cost increased by $200 (due to cost changes for previous tiers)
Banana Farm’s xx2 upgrade is the inferior crosspath, so we’ve amped up the utility with the lazy aspect so that if it’s going to be inferior for production, it’s at least going to be extra lazy & less far behind.
— Update notes
  •   Fractional cash amounts now always round down instead of towards the nearest even number (bug fix)
0-4-2
  •   Auto-collection now triggers at the end of a round when capacity is full after interest, instead of always waiting one extra round
  •   Overall cost increased by $300 (due to cost changes for previous tiers)
For sake of consistency we want Monkey Bank to increase in cash generation when used with sources that externally buff generation so everything works as expected, however along with this buff the current power of IMF loan on this path already feels too strong so we are lowering that power for IMF Loan in exchange.
— Update notes
  •   Now increases in cash generation with external buffs
  •   Income generation now works with More Valuable Bananas monkey knowledge (undocumented)
  •   Ability cash granted reduced ― $10,000 → $9000
  •   Resolved a bug that caused Collecting All from multiple x3x Banks or higher to only target repayment back towards a single active IMF Loan (bug fix)
The current power of xx5 Village combined with previous nerfs to Middle Farm have it currently feeling underappreciated for farm profits, some slight price adjustment.
— Update notes
  •   Upgrade cost reduced ― $7,500 → $7,200
    •   Overall cost reduced by $450 (due to cost changes for previous tiers)
Players have made it clear that for Boss Events the current cooldown on IMF Loan regularly puts it into a position where timing is frustratingly tight in order to maximize profits when farming with banks, so we’ve agreed to loosen up on this cooldown to help with this issue.
— Update notes
  •   Cooldown reduced ― 90s → 85s
    • Note: Also affects initial cooldown
  •   Glow indicator of full banks works without 0-X-1 crosspath (bug)
  •   No longer glows when full without the X-X-1 EZ Collect crosspath (bug fix)
For more Banana Farm images, see Gallery:Banana Farm.

Screenshots

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Artwork and icons

In other languages

Language Name / Description Notes
Arabic قرض صندوق النقد الدولي
قدرة صندوق النقد الدولي على الإقراض: منحك 10000 دولار ولكن عليك سدادها بمرور الوقت.
Danish IMF-lån
IMF-lån-evne: giver dig 9.000 $, som dog skal betales tilbage over tid.
German IAF-Kredit
IAF-Kredit-Fähigkeit: Bringt dir 9.000 $, die du jedoch mit der Zeit zurückzahlen musst.
Spanish Préstamo del FMI
Habilidad Préstamo del FMI: te da 9000 $, pero tienes que devolverlos de a poco.
Spanish (LA) Préstamo del FMI
Habilidad Préstamo del FMI: te da 9000 $, pero tienes que devolverlos de a poco.
Finnish IMF-laina
IMF-laina-kyky: saat 9 000 $, mutta sinun täytyy maksaa se takaisin ajan mittaan.
French Prêt du FMI
Aptitude Prêt du FMI : vous prête 9 000 $, mais il vous faudra le repayer au fil du temps.
Italian Prestito del FSI
Abilità Prestito del FSI: ottieni 9.000 $ che dovrai restituire col tempo.
Japanese IMFローン
IMFローン能力:$9,000くれるが、徐々に返済しなくてはならない。
Korean IMF 대출
IMF 대출 능력: $9,000를 빌리며, 이는 시간이 지나면 되갚아야 합니다.
Dutch IMF-lening
IMF-lening-vaardigheid: geeft je $9000 maar je moet het geleidelijk terugbetalen.
Norwegian IMF-lån
IMF-lån-evne: gir deg 10 000$, men du må betale tilbake over tid.
Polish Pożyczka
Umiejętność pożyczka: daje ci 9000 $, ale z czasem musisz je spłacić.
Portuguese (Brazil) Empréstimo do FMI
Habilidade Empréstimo do FMI: Empresta $9.000, mas você precisa devolver com o tempo.
Russian Кредит МОФ
Кредит МОФ: даёт $9000, но со временем вы должны их вернуть.
Swedish IMF-lån
IMF-lånförmåga: Ger dig $9 000, men du måste betala tillbaka över tid.
Thai เงินกู้ IMF
สกิลเงินกู้ IMF: มอบเงินให้คุณ $10,000 แต่คุณต้องชดใช้คืนเมื่อเวลาผ่านไป
Turkish IMF kredisi
IMF Kredi Yeteneği: 9.000 Dolar verir ama bunu zamanla geri ödemen gerekir.
Chinese (simplified) IMF贷款
IMF贷款技能:给你9000块,但你必须按时还款。
Chinese (traditional) IMF貸款
IMF貸款技能:給你$9000,不過你必須慢慢歸還。
This list was last updated for: version 43.1