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Monkey Bank (BTD6): Difference between revisions

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{{for|the Monkey Bank in general|Monkey Bank}}
{{for|the Monkey Bank in general|Monkey Bank}}
{{research|How many "cash packets" does the Bank produce per round, and how exactly does Path 1 crosspathing affect the Bank (besides "makes more money")?}}
{{BTD6 upgrade info
{{BTD6 upgrade info
|id=Monkey Bank
|id=Monkey Bank
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|xp    =3500
|xp    =3500
}}
}}
'''Monkey Bank''', also known as '''Bank''', is the [[Banana Farm (BTD6)|Banana Farm]]'s path 2 tier 3 [[upgrade]] in ''[[Bloons TD 6]]''. Instead of producing bananas to collect, during rounds the Monkey Bank adds cash to an internal balance, which not directly available for use but can be withdrawn at any time. During a round, it generates equal-valued cash packets divided from its base income generation. After a round ends, the Monkey Bank increases its balance by 15% in interest. The Monkey Bank has a maximum balance of $7,000 ($9,500 with {{BTD6 mk|Bigger Banks}}), and when the Monkey Bank is full it will no longer produce any cash in any way until the balance is withdrawn.  
'''Monkey Bank''' is the [[Banana Farm (BTD6)|Banana Farm]]'s path 2 tier 3 [[upgrade]] in ''[[Bloons TD 6]]''. Instead of producing [[collectable]] bananas, it generates cash in its internal balance on each [[round]], which not directly added to the player's cash pool but can be withdrawn at any time. At the end of each round, it increases its balance by 15% in interest. It has a maximum balance of $7,000 ($9,500 with {{BTD6 mk|Bigger Banks}}), and when it is full, it ceases to produce cash until its balance is withdrawn.  


The Monkey Bank's base income generation during the round is $180 per round, affected by its own [[Valuable Bananas (BTD6)|Valuable Bananas]] upgrade and the {{BTD6 mk|More Valuable Bananas}} MK, which is increased further by [[Increased Production (BTD6)|Increased Production]] and [[Greater Production (BTD6)|Greater Production]]. The actual cash generation without {{BTD6 mk|More Valuable Bananas}} is, before end-of-round interest, a total of $225 per round (+$50 per Path 1 upgrade), increased to a total of $234 per round (+$52 per Path 1 upgrade) with it.<!--the mk, unless it's too confusing for pronoun inheritance...-->
If [[crosspath]]ed with [[EZ Collect]], the dollar sign glows when full, which reminds the player to collect its cash. If crosspathed with [[Banana Salvage (BTD6)|Banana Salvage]], the Bank autocollects itself at the end of the round when full.<!--only end of round, yes it can still glow in the middle of the round if it tries to add another cash packet while full or goes to full-->


If crosspathed with [[EZ Collect]], the Bank will visually glow when full, which reminds the player to collect its cash. If crosspathed with [[Banana Salvage (BTD6)|Banana Salvage]], the Bank autocollects itself at the end of the round when full.<!--only end of round, yes it can still glow in the middle of the round if it tries to add another cash packet while full or goes to full-->
==Cash production==
Without factoring in any multipliers, Monkey Bank generates four packets of $45 per round, distributed in equally spaced intervals over the duration of the round like a normal Banana Farm, for a total of $180. [[Increased Production (BTD6)|Increased Production]] increases its income to six packets of ~$36.67 per round, for a total of $220 per round, and [[Greater Production (BTD6)|Greater Production]] increases it to eight packets of $32.5 per round, for a total of $260 per round.


==Cash production==
Monkey Bank's income is always 25% greater than the "default" value due to [[Valuable Bananas (BTD6)|Valuable Bananas]], and it also gains +5% income from {{BTD6 mk|More Valuable Bananas}}, so its actual cash generation per round in practice is $225 (+$50 per path 1 upgrade), or $234 (+$52 per path 1 upgrade) with More Valuable Bananas, before interest. [[Monkey City (BTD6)|Monkey City]] and [[Benjamin (BTD6)|Benjamin]]'s Bank Hack stack additively.
{{BTD6 bank income
{{BTD6 bank income
|label=No buffs
|label=No buffs
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}}


==Cash production in Half Cash==
===In Half Cash===
In [[Half Cash]], the Monkey Bank's cash production is halved as normal, but its interest is unchanged. Because the Monkey Bank's growth is non-linear, it produces more than half as much cash overall after the first round.
In [[Half Cash]], the Monkey Bank's cash production is halved as normal, but its interest is unchanged. Because the Monkey Bank's growth is non-linear, it produces more than half as much cash overall after the first round.
{{BTD6 bank income
{{BTD6 bank income
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